Travis

Top Things to Know About Estate Planning

Top Things to Know About Estate Planning 1. No matter your net worth, it's important to have a basic estate plan in place. Such a plan ensures that your family and financial goals are met after you die. 2. An estate plan has several elements. ... Read >

Debt Rut

We have all heard, (more than once,) about the power of compound interest. Mortgage companies understand it, and have perfected it, to the point where the average person pays about THREE TIMES the purchase price on a home mortgage. This is a starting poi... Read >

Debt Decay

We can all agree teeth are important. We use them to whistle, talk, and of course, EAT. Tooth decay is not so good, unless you are a dentist, or own stock in a company that makes toothpaste. Even then teeth maintenance is something we all do regularly. We... Read >

Coffee and Copiers

No matter where we live, it isn't hard to find a coffee shop that will take five bucks from us for our morning fix. Some people consider it their civic duty to have at least one cup before they get to work. While this is a very noble intention, it is a lo... Read >

What Are The Most Common Ways To Commit Identity Theft or Fraud?

What Are The Most Common Ways To Commit Identity Theft or Fraud? Many people do not realize how easily criminals can obtain our personal data without having to break into our homes. In public places, for example, criminals may engage in "shoulder surfi... Read >

Retirement Savings Risks and How to Avoid Them

There are several risks to retirement savings. 1. Starting late - When people are young... they think that retirement is far way (no big hurry). However... by investing in retirement when young, it will be much easier to save enough to retire comf... Read >

Kids and ROTH IRA's

In 1998, a different type of IRA, referred to as a Roth, came in to the scene and our advice to everybody was: In the event that you qualify, acquire one (I still say that). The Roth can be a wonderful way for people who have kids and would like to save f... Read >

A Living Trust... overall better than a Will

Exactly who will acquire your hard earned money, your possessions, and even your best pearl jewelry or pocket watch when you die? That is not really some thing the majority of us want to obsess over. The evidence? Few possess the primary documents utilize... Read >

Does a Coach Really Make A Difference?

George Powles had been the basketball, baseball and football coach at McClymonds High School in Oakland California from 1947 to 1975. A white coach within a mostly black school throughout the time when racism was predominant is reason enough to look at hi... Read >

Does a trust make sense?

These tools aren't just for Rockefellers. CNN Money.comThe notion of a legal trust may conjure up images of country clubbers cradling gin-and-tonics.The truth is a trust may be a useful estate-planning tool for your family if you have a net worth of at le... Read >

10 Ways To Protect Yourself From Identity Theft

Ten simple ways to protect yourself There's no ironclad protection that guarantees that you'll never fall victim to some form of identity theft. But there are steps you can take to protect yourself. 1. Destroy private records and statements. Tear up o... Read >

The Amazing Magical Money Vacuum

For most people, money has an amazing ability to go just barely far enough to cover their needs. A huge majority of people claim that they live "paycheck to paycheck", and the truth is... they do... even though most don't have to. The really weird part i... Read >

Identity Rescue Program

Sure you can be diligent... you could even put a freeze on your credit from any new accounts being opened... but that doesn't stop the dirty rotten thieves from using your current credit card accounts, stealing your debit card, using your social security ... Read >